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Saleh is 32-year-old, young client from Bilasuvar. Saleh is an IDP (internally displaced person). He moved from the City of Fuzuli, and now lives in the Bilasuvar Region with his family.

After several attempts to find a job, he decided to start his own business. He is a farmer, and has raised seasonal fruits and vegetables for the last four years. He breeds cattle, too.

He chose this business because it is profitable, and fresh crops are in high demand. Saleh sells his crops in the central bazaar. His monthly income is 100 AZN. His father actively helps him to raise the crops.

As his products are in high demand, he wants to expand his business and produce more fruits and vegetables to cover market demand. For this purpose, he applied for 2000 AZN. He will buy new garden tools, seeds and fertilizers. This is going to be his first loan.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 11
    View loans »
    Azerbaijan Loans Fundraising
  • $13,936,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,550 helped Saleh to buy new garden tools, seeds and fertilizers.
77% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Nov 21, 2013
Currency Exchange Loss: