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Rafig is 31 years old. He has been married since seven years ago. His family lives at Boyuk Bahmanli village of the Fuzuli region. It is already 20 years that Rafig’s family has been IDP (Internally Displaced Peoples) from their native land, Fuzuli. Rafig’s wife, Sahsenem, is a teacher of music. He has two sons; the elder son goes to first class, while another son goes to preschool.

Rafig is a taxi driver; he is transporting passengers in the local Fuzuli reion. Today, he wants to increase his business, therefore, he has applied for a loan in the amount of 600 AZN [Azerbaijani new manat] to paint and repair his car.

He is thankful to the Kiva organization for the aid. In the future, he wants to change his car.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 17
    View loans »
    Azerbaijan Loans Fundraising
  • $14,255,775
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rafig to paint his car and repair it.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 21, 2013
Currency Exchange Loss:
Aug 17, 2014