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Sadafmoh is 35, married, and raising 2 young children. Her oldest daughter is divorced, and lives with Sadafmoh along with her own child. Sadafmoh works as a nanny for a living, sometimes doubling as a maid on request, while her husband, Sukhrob, is a migrant worker in the Russian Federation. She and her husband are hard workers, but have little to show for it in the way of money. A few years ago, they began building a new house, but weren't able to finish it due to a lack of money. To finish building her home, Sadamof is requesting a loan of 10,000 somoni; specifically, she plans on using it to buy construction materials, such as cement, sand, bricks, etc., and is counting on your kindness and charity.
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Садафмох 35 лет. Она замужем и на воспитании имеем 2 детей. Ее дети совершеннолетние. Ее старшая дочь развелась с мужем и живет вместе с ней со своим маленьким ребенком. Ее муж Сухроб является трудовым мигрантом в Российской Федерации. Садафмох занимается предоставлением услуги няни, а также она делает уборки и стирки по запросу своих клиентов. Садафмох и ее муж упорно работают, но имеет маленький доход. Они несколько лет назад начали строительство дома, но так как они не имеют денег, не могут завершить строительства дома. Она запрашивает займ на сумму 10000 сомони для покупки строительных материалов как цемент, песок, кирпич и т.п. для стройки дома. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 102
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Sadafmoh buy building materials as cement, sand, and bricks for building a house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 1, 2013
Nov 22, 2013
Currency Exchange Loss:
Dec 17, 2014