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Banco Mujer Unido De Suretka Group
In this Group: Nancy , Antonia, Jennifer, Franci, Mary, Enriqueta, Lilliana
Jennifer belongs to the communal bank Mujer Unido de Suretka [United Women of Suretka]. She is just 20, is the mother of four young children, and has lived in a free union for four years. She keeps bees, a trade she took up after realizing she needed to help pay household expenses, as her companion's monthly income is low.

This is her fourth loan cycle, and she will use the loan to buy chicken, food items, vitamins, and a freezer where she can keep the chickens fresh and ready for customers. She used her previous loans to start and build her business. She has definite goals, the most important of which is to keep studying so that her income rises in the future. Jennifer and six other members are going to invest in commercial and farming activities.
View original language description ↓
Jennifer es integrante de Banco Mujer Unido de Suretka, con apenas 20 años de edad es madre de dos niños pequeños y tiene 4 años de vivir en unión libre. Ella es avicultora, inicio la actividad ya que se vio en la necesidad de colaborar con la economía familiar ya que el ingreso mensual de su compañero es muy poco, este es su cuarto crédito y lo va a invertir en la compra de pollos, alimentos, vitaminas, además de un congelador para vender los pollos ya limpios y listos para consumir. Los créditos anteriores le permitieron iniciar el negocio y consolidarlo. Tiene sus metas bien definidas y de las más importantes seguir estudiando para en un futuro tener mejores ingresos. Junto a Jennifer están 6 socias mas que van a invertir en actividades comerciales y agropecuarias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 55
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 497.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Unido De Suretka Group's $5,650 loan helped a member to buy chicken, food items, vitamins, and a freezer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Nov 24, 2013
Currency Exchange Loss:
Jul 17, 2015