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José David
José is 48 years old, married and has three children. He finished ninth grade and then began working in the fields because his parents were unable to pay for more studies. He had learned how to farm since he was 10 years old because his parents always made a living as farmers and that was all they knew how to teach him.

José gets up at 5 a.m. and takes his animals to pasture. He has to walk a kilometer and then he devotes himself to his corn and cassava fields; in the afternoon he returns home with his animals.

In order to purchase steers to fatten, he travels in one of the lorries that depart from his area to the street market, a trip that takes 40 minutes. Upon arriving he very carefully observes so that he can select the best steers. After he makes his purchase, which can take half a day, he returns home.

The loan he is requesting from Fundación Campo is to buy 4 steers to fatten in pasture and some supplies to cultivate 14,000 sq. meters of corn and 7,000 of cassava because he plants in the winter as well as the summer, when he uses his irrigation system.

With his investment he will be able to increase his herd of steers. This will be of great benefit since his cattle sales will be more continuous and therefore his income will increase so that he can continue working. He is sure that having more income will enable him to work for a long time and to give his family all they need to subsist.

He is planning to save so that he can educate his children to become professionals and they will have a better quality of life.
View original language description ↓
José de 48 años de edad, esta casado y tiene 3 hijos, estudio noveno grado y luego se dedico al trabajo en el campo, ya que sus padres no pudieron darle mas estudio, aprendió el oficio de agricultor desde que tenia 10 años, ya que sus padres siempre se dedicaron a esta actividad; fue lo único que le pudieron enseñar.

José se levanta a las 5 :00 AM, lleva los animales al potrero, para lo cual camina un kilómetro, luego se dedica a sus cultivos de maíz y yucales, por la tarde regresa a casa con sus animales.

Para comprar sus novillos de engorde, viaja en un camión de los que salen de su comunidad hasta el tiangue, el viaje tarda 40 minutos, al llegar observa con mucho cuidado, hasta conseguir los mejores novillos, al realizar la compra que puede tardar medio día, viaja de regreso a casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar 4 novillos de engorde en repasto y algunos insumos para beneficiar 14,000 metros cuadrados de maíz y 7,000 de yuca, ya que siembra en invierno y en verano siembra con su sistema de riego.

Con la inversión, podrá incrementar el lote de novillos, esto será de mucho beneficio, ya que las ventas de ganado serán mas continuas y por consiguiente, sus ingresos aumentaran para seguir trabajando. Esta seguro que teniendo mayores ingresos, podrá trabajar por mucho tiempo, para aportar a su familia todo lo necesario para subsistir

Esta planificando ahorrar, para dar estudio a sus hijos y que sean profesionales, para que tengan una mejor calidad de vida.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 442
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped José David to buy 4 steers to fatten in pasture and some supplies to cultivate 14,000 sq. meters of corn and 7,000 sq. meters of cassava.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 6, 2013
Listed
Nov 24, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014