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Angela Luz
Ángela is 50 years old and is a widowed single mother of three children. She has a primary level of education and completed up to fifth grade, since she married at a very young age, when she was 16, and later had children.

Unfortunately, her husband died five years ago, because he was suffering from an ulcer which could not be controlled. Since then, she has had to take care of the coffee crop and continue struggling to take care of the well-being of her children.

The oldest is 31 years old, already married, and has his own crops. He only studied to fifth grade because he was the only man in the family, and when his father developed health problems, it was up to him to take care of the farm, so he neglected his studies.

The second is 25 years old and only studied until sixth grade because she didn't like school. Over time, she got married. She lives with her husband in her mother's house, since her husband works outside of the community.

The last daughter is 21 years old and is a professional. She graduated as a primary school teacher, and practices her profession in an institution attended by people in poverty. During harvest time, she is involved in cutting the beans.

Ángela's coffee crop is located 200 meters from the home she lives in. The only problem she has is that the broker will not buy the beans at a fair price, since competition is not a problem.

Ángela's goal is to continue growing more coffee plants to earn a better income, and to buy more land to leave to her children as an inheritance so they can get ahead. Her only wish is that her youngest daughter can continue her university studies.

Because of this, today she has asked for financing from the COMIXMUL cooperative to buy agricultural inputs to care for her coffee crop and get an excellent crop this season.
View original language description ↓
Doña Ángela tiene una edad de 50 años ella es madre soltera (viuda) de 3 hijos la cual tiene un grado de educación de primaria cursado hasta el quinto grado ya que a muy temprana edad ella se casó teniendo una edad de 16 años y posteriormente llegaron sus hijos. Lamentablemente su esposo falleció hace 5 años ya que él padecía de una ulcera que no la pudo controlar desde allí a ella le ha tocado cuidar de sus cultivos de café y seguir luchando para cuidar por el bienestar de sus hijos. El primero tiene 31 años de edad y ya está casado y tiene sus propias cosechas el solo curso hasta quinto grado ya que él es el único varón de la familia y cuando el papa presentaba los problemas de salud a él le tocaba cuidar la finca, y se descuidaba en sus estudios. La segunda tiene 25 años y solo llego a hasta sexto grado ya que no le gusto el estudio, y al paso del tiempo se casó, ella viven con su esposo en la casa de su madre ya que el esposo trabaja fuera de la comunidad. La última hija tiene 21 años ella es profesional y se graduó de maestra de educación primaria la cual ejerce su profesión en una institución donde asisten personas de muy bajos recursos y para el tiempo de cosecha se involucra en la corta del grano. Los cultivos de café de doña Ángela se encuentran ubicados a 200 metros de distancia de su casa de habitación. La Única Dificultad que ella puede presentar es que el intermediario no le lo compre aun precio justo el grano ya que la competencia no es problema.
Doña Ángela tiene como meta seguir cultivando más plantas de café, para obtener mejores ingresos económicos y comprar más tierras para dejarles a sus hijos como herencia y puedan seguir adelante y como su único deseo es que la última hija pueda seguir sus estudios en la Universidad.
Por lo que hoy día ha solicitado financiamiento a la cooperativa COMIXMUL para la compra de insumos agrícolas para poder asistir sus cultivos de café y obtener una excelente cosecha en esta temporada.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 42
    View loans »
    Honduras Loans Fundraising
  • $8,353,375
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Angela Luz to buy agricultural inputs to care for her coffee crop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 14, 2013
Listed
Nov 24, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014