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Maria
María is a 28 year old woman. She is the mother of three children who are in the community school. With her husband, who is a farmer, they grow coffee to sell and generate income for the family and corn and beans for consumption. The coffee that they grow is catimora and lempira, which are in excellent condition and almost ready for the next season. They require the purchase of materials to help them and to prepare for the harvest and sale. With their family they live very humbly in their house built from unplastered blocks, panels of wood and a zinc sheeting roof. They own it and thank God for having a home and worthy shelter. Their coffee crops are close to their house and with her husband she walks there to do the clearing and the weed maintenance.

Right now, she is asking for a loan from the COMIXMUL cooperative to improve her coffee production by buying the materials she needs for maintenance and care. She hopes that she will be helped with her request since this is the only income for her family so that they can make their dreams come true of helping the children in their education and creating solid assets for their future. This way, she will be satisfied and pay off her loan on time, with the commitment of being able to keep enjoying the benefits and other services.
View original language description ↓
María es una joven de 28 años de edad, madre de tres hijos los cuales están en la escuela de la comunidad y en compañía de su esposo quien se dedica a la agricultura cultivan café para la venta y generación de ingresos para su familia, maíz y frijoles para consumo. El café que ellos cultivan es catimora y lempira los cuales están en excelentes condiciones y casi listos para esta próxima temporada ya que se requiere de la compra de algunos insumos para poder asistirlos y prepararlos para la cosecha y para su venta. En familia viven muy humildemente su casa está construida de bloque sin repello, artesón de madera y techo de zinc la cual es propia y dan gracias a Dios por tener un hogar y un techo digno. Sus cultivos de café están cerca de su casa de habitación al cual en compañía de su esposo se trasladan caminando para la debida limpieza y mantenimiento de maleza.
Actualmente ella solicita financiamiento a la cooperativa COMIXMUL para mejorar su producción de café comprando los insumos necesarios para su mantenimiento y atención.
Ella espera que se le apoye con su solicitud ya que es el único medio y forma de ingreso económico para su familia para que ellos puedan cumplir con sus sueños de seguir apoyando a sus hijos con la parte educacional y formar un patrimonio sólido para su futuro. De esta manera quedara satisfecha y con mucha puntualidad cumplirá con el compromiso para poder seguir gozando de los beneficios y demás servicios.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $7,982,500
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Maria to buy agricultural materials to help her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 18, 2013
Listed
Nov 24, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 26, 2015