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Aipara is 52 years old, a widow, and is raising three children by herself. Aipara, needing an income, started a small business making traditional clothes with an investment of 20,000 KGS. Business is very good, and most importantly Aipara takes pleasure in her sewing work. This gives her a monthly income of 15,000 KGS. Also, Aipara works in animal husbandry and farming. Her farm has one dairy cow, a calf, five sheep, and a small plot of land where she grows potatoes, tomatoes and corn. In order to expand her animal husbandry business, Aipara approached the microfinance bank Bai Tushum and Partners for a loan of 100,000 KGS to buy sheep for breeding. Aipara plans to use income from the loan to expand her livestock and plans to save enough money to build a new home.
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Айпаре 52 года, вдова, одна растит троих детей. Айпара в поисках доходов для своей семьи начала небольшой бизнес по пошиву национальной одежды, стартовав с суммы 20,000 сом (KGS). Бизнес очень хороший, а самое главное Айпара с удовольствием занимается своей работой-шитьем, которое приносит ей ежемесячный доход в сумме 15,000 сом (KGS). Также Айпара дополнительно занимается животноводством и полеводством в хозяйстве у нее имеется: 1 дойная корова с теленком и 5 овец, а также имеет небольшой земельный надел, на котором выращивает картофель, помидоры и кукурузу. В целях дальнейшего развития животноводства, Айпара обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 100,000 сом(KGS) на покупку овец для увеличения поголовья скота. Доходы от кредита Айпара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Aipara buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 21, 2013
Currency Exchange Loss:
May 17, 2015