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Sherozjon is a cheerful and hard-working man, thirty years old. He is married and has three children. Sherozjon and his wife live in perfect harmony, and they try to bring up their children to be good people. Sherozjon and his wife are very happy to be raising their children. In order to make a living, Sherozjon works in business. Over the last five years he has been buying and selling fruit and vegetables. Previously, he worked on a collective farm, and then he decided to work selling their crops. He loads up the collective farm's crop on his personal truck and hauls it to the city the market to sell. He also buys other fruits and vegetables from the market and resells them in his village. This business brings him a good, steady income. Now Sherozjon wants to expand his business, he wants to build a small stall near his home where his wife can sell a variety of vegetables and fruits. He wants to take out a loan to buy a large variety of vegetables and fruits. Sherozjon approached Arvand for a loan, and he is hoping for a positive outcome.
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Шерозчон жизнерадостный и трудолюбивый мужчина в возрасте 30 лет. Он женат и имеет троих детей. Шерозчон со своей женой живут душа в душу, и стараются воспитывать своих детей хорошими людьми. Шерозчон и его жена очень рады растить своих детей. Для того, чтобы иметь доход на проживание Шерозчон занимается своим бизнесом. Вот уже на протяжении пяти лет он занимается купля продажей фруктов и овощей. Раньше он занимался деканством и потом решил реализовывать свой урожай. Он перевозит на собственной грузовой машине урожай, который получил от своего дехканства в город на рынок для продажи. А также покупает на рынке другого вида овощи и фрукты и продаёт их в своём селе. Этот бизнес приносит ему постоянный хороший доход. И сейчас Шерозчон хочет расширить свой бизнес, обустроить возле своего дома небольшой прилавок, где его жена будет продавать разнообразные овощи и фрукты. Поэтому он хочет взять кредит для закупа большого ассортимента овощей и фруктов. Для получения кредита Шерозчон обратился в Арванд и надеется на положительный результат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,678,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Sherozjon purchase fruit and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 21, 2013
Currency Exchange Loss:
Jun 17, 2014