Jasmina is 31 years old and has two children, aged 13 and 15. Her husband has a full time job and Jasmina works as a bakery assistant. She earns about 150 KM monthly, which is not enough for the needs of her household.
Jasmina now has one cow and a calf. She intends to use the loan of 600 KM, along with some money she has saved, to buy another cow. She can earn more money by selling milk and milk products, and a calf for Ramadan (Muslim holiday) than she can by working at her current job.