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José Alfredo
Jose is 28 years old and has been working as a farmer since he was very young, helping his father feed his family. Now he is a father himself, and has three children. Aside from farming, he also works as a guard at another farm. His wife is a fulltime mother and homemaker.

He has lots of farming experience, since he worked at his father’s side at a very young age. He has been a guard for two years.

He will use the money from this loan to repay a construction loan for his home, which carries a high interest rate and causes him problems with supporting his family because of the high interest rate. This assistance will help him level his finances and provide a better quality of life for his family.

In the future, as his children grow, he will make some improvements to his home. He will also keep his children motivated to continue their educations, and provide them with all they need s that they can become professionals of means.
View original language description ↓
José de 28 años de edad, es un hombre que desde muy joven se ha dedicado a trabajar en la agricultura para ayudar a su padre a llevar el alimento a su familia. No obstante, hoy que ya es padre de tres hijos, lo realiza con mayor empeño, además de la agricultura, tiene un empleo en una granja donde funge como vigilante de las instalaciones, su esposa se dedica al 100% del cuidado de sus hijos y el quehacer del hogar.

En el área agrícola la experiencia es basta, ya que desde muy corta edad al lado de su padre se ha dedicado a labrar la tierra, en su empleo como vigilante la experiencia es de 2 años.

El préstamo será utilizado, para realizar el pago de una deuda que obtuvo para la construcción de su vivienda, la cual fue otorgada con intereses altos y le ocasiona serios problemas a la hora de mantener a su familia, por lo alto de los intereses. Con esta ayuda lograra nivelar su economía y podrá dar una mejor calidad de vida a su familia.

En el futuro, mediante sus hijos crezcan piensa realizar algunas mejoras en su vivienda, además de eso mantener a sus hijos motivados a estudiar, proveerles todo lo necesario, para que en el futuro sean profesionales de bien.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

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About El Salvador

  • $7,500
    Average annual income
  • 756
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José Alfredo to repay a previous loan.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2013
Listed
Nov 24, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014