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Vilma Del Carmen
Vilma is 37 years old and a single mother. She has three children and lives in a home of her own. She has had a store for five years, where she sells primary needs products such as beans, milk, eggs, bread, and other things. She has been doing this for many years and this has provided her with experience that allows her to have many customers. Her store is the best stocked and people prefer to buy from her and they keep her ahead of the competition because she always has what they need, at good prices and with unequalled service. As a good businesswoman she wants to grow her business, but needs working capital, so she is asking for a loan, through INTEGRAL, so she can buy basic grains, snacks eggs, bread, drinks, etc. Vilma comes with good credit references and is certain that she can repay the debt and provide her family with a better quality of life.
View original language description ↓
Vilma de 37 años de edad es madre soltera vive en casa propia con sus tres hijos, ella posee una tienda desde hace 5 años donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, pues tiene la tienda mas surtida, las personas la prefieren y la mantienen delante de la competencia porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. Vilma tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

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About El Salvador

  • $7,500
    Average annual income
  • 801
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vilma Del Carmen to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2013
Listed
Nov 23, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 19, 2014