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María Paula
María is 68 years old and is engaged in commerce. She is in a relationship and her partner helps her with the business.
She has no children of her own, but is responsible for two girls, the daughters of two nieces who emigrated to the United States. She looks after these girls as if they were her own daughters.

María went to school through eighth grade and feels fortunate to have been able to have studied that long, as it was very difficult to do so in those days. What little she was able to complete has helped her in her business.

She has a small business in her home (a shop), selling groceries, sweets, beverages, clothing and other items.
She has been in this line of work for about 35 years. She and her partner decided to pursue this business and have been passing the years in this way. Her life partner helps her with he business.

The loan she is asking for is to stock her shop. Because of personal problems (illness) she has had unanticipated bills and as the Christmas season approaches, it is good to invest as there is a lot of demand in the shop.

They need the working capital to take advantage of the opportunity presented to them and make better profits from their business.

She would like to maintain her business and be able to continue obtaining resources which enable them to meet their basic needs so the girls are not lacking for anything in the future.
View original language description ↓
María de 68 años de edad, se dedica al comercio, está acompañada y su pareja le ayuda atendiendo el negocio, ella no tuvo hijos, pero tiene a su responsabilidad dos niñas, hijas de dos sobrinas que emigraron a Estados Unidos, teniendo ella que cuidarlas como hijas propias. La señora estudio hasta octavo grado, ella dice se siente afortunada de haber podido llegar a estudiar hasta allí, con lo difícil que era estudiar en su época. Lo poco que estudio le ha servido en su negocio.

Ella se dedica al comercio, tiene un pequeño negocio en su casa (tienda), donde vende comestibles, golosinas, bebidas ropa, y otros artículos más. Tiene unos 35 años de trabajar en esto, junto a su compañero decidieron dedicarse a este negocio y con ello han venido pasando los años. En el negocio le ayuda su compañero de vida.

El préstamo que está solicitando a Fundación Campo, es para surtir su tienda, ya que por problemas personales(enfermedad) ha efectuado gastos no previstos y ya se acerca la época navideña, que es buena para invertir ya que hay mucha demanda en el negocio.

Necesitan capital de trabajo para aprovechar la oportunidad, que se les presenta y obtener mejores ingresos en su actividad productiva.

Desea que su negocio se mantenga y que de ahí puedan seguir obteniendo recursos, que les sirvan para cubrir sus necesidades básicas y que a las niñas no les falte nada en el futuro.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

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About El Salvador

  • $7,500
    Average annual income
  • 726
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Paula to stock her store.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2013
Listed
Nov 22, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014