Kasfa is a thirty-year-old married woman with three children living in Masindi, Uganda. She has been offering tailoring services and she has with time won the loyalty of many customers. She has also started a retail shop. Seasonality nature of her services hinder her plans since customers are many towards festive season and less in other days. A good mother that she is, she desires to educate her children up to the University, and so set up other income generating activities. Her business desire is to start a tailoring school. Kasfa intends to use the loan to buy general merchandise such as soap and sugar to sell.