A loan of $775 helped to invest in a bread baking business.

José Miguel's story

José is a married, 31 year old man. He lives with his wife and their three children, aged 8, 5 and 3, in the Sololá department. He says that he has two jobs. One of them is as a bricklayer, which he does in the morning. The other is as a waiter in a restaurant in the afternoon. He opted to do these two activities because his father taught bricklaying to him when he was young and the other activity because he took classes on waiting tables.

Now he was several years' experience in both activities, but he has taken the initiative of asking for a loan of Q 6,000.00 to invest in a bread bakery business in order to improve his financial situation and thus contribute to his family budget. He will pay for the loan with the income from his two jobs. His dream is to generate income through the bread bakery and in this way improve his family's quality of life.

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Translated from Spanish by Kiva volunteer Ellen Donohue

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