Update on Ana MaríaAna is 37, married, and lives with her children, her husband, and her mother. The children go to school and the eldest helps his father with the family business in his spare time. Ana studied until the 5th form and works as an employee in a neighbouring house. Her husband buys and sells scrap metal. Ana has been working as a domestic employee for 15 years in her neighbours' house. She started working at a time when her husband had just lost his job and could not find another one. Thanks to her efforts, they managed to buy a car, which the husband now uses to buy and sell scrap metal. The loan will be used to buy scrap metal to sell, since they have no money left to do so. With this loan, they will be able to improve their family income once again. Ana's plans for the future include keeping her job in order to improve her whole family's standard of living. She sees this loan as a growth opportunity for the family business, one that will help her give her children the best possible education.
Ana tiene más de 15 años trabajando como empleada doméstica, en la casa de los vecinos. Ella decidió empezar a trabajar debido a que en ese tiempo, su esposo se quedó sin trabajo y no lograba encontrar después con el esfuerzo de ella lograron comprar un carro, que es con el cual ahora su esposo se ha dedicado a la compra y venta de chatarra
El préstamo será invertido, en el negocio de la compra de chatarra, ya que se han quedado sin capital, con esto podrán mejorar nuevamente sus ingresos familiares
A futuro quieren seguir trabajando, para mejorar sus condiciones de vida de toda su familia y con la oportunidad del crédito ve un potencial de crecimiento en el negocio y así brindarle la mejor educación a sus hijos.
Previous Loan DetailsAna is 36 years old and married with two children. She has worked with her husband for many years buying and selling iron and scrap metal. She conducts her business house to house and visits nearby towns to make purchases and sales. The loan that she is asking for is to increase her funding t... More from Ana María's previous loan »
More information about this loan
This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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