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Sra. Mercedez is 37 years old, married and has three children who are 9, 5 and 11 years old. She sells seasonal clothing at different fairs in the city of Santa Cruz. This loan is her first from Emprender. Sra. Mercedez is going to use this loan to buy clothing wholesale and thus stock her business. Her reason for requesting this loan is to increase her inventory.

Sra. Mercedez confronts challenges such as competition in her business and she will use her profits to continue purchasing merchandise so that she can generate more income.
View original language description ↓

La señora Mercedez tiene 37 años casada con tres hijos de las edades de 9, 5 y 11 años, ella se dedica a la venta de ropa según la temporada, ella vende sus productos en distintas ferias de la ciudad de Santa Cruz, este préstamo es su primera secuencia dentro de la institución, la señora Mercedez va a usar este préstamo para compra de ropa según la temporada al por mayor y asi surtir su negocio, su razón para solicitar este préstamo es incrementar su mercadería, la señora Mercedez enfrenta retos en su negocio que son la competencia y va a utilizar los beneficios en seguir comprando mercadería y así de esta manera genera más ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mercedez to purchase seasonal clothing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 21, 2013
Currency Exchange Loss:
Nov 17, 2014