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Karla Patricia
Karla Patricia is a young woman with many dreams who is eager to overcome and get ahead in life alongside her family members. She is 30 years old and is married. She attended primary school until the third grade. She is the mother of a son who studies in the community school and lives with his parents. She has been engaged in the planting, growing, and selling of coffee for over 8 years as her parents taught her to work the land she inherited from them. Today, she works serving her clients, residents of surrounding areas, and brokers, among others where she lives. To get the land where she works, she moves on a working animal or walks approximately an hour and forty minutes from where she lives. She and her husband are the only ones involved in the development of this activity.
She dreams of being the largest producer of this crop in the area while retaining 100% ownership. She wants to be attractive to customers as well as to open up a road to help her have easier access to her land by crossing the rough terrain. Today she has applied for funding to invest in the purchase of fertilizers, manure, insecticides, and other products to prepare her crop for the next harvest in an improved and safer way.
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Karla Patricia es una joven con muchos sueños y muchos deseos de salir adelante, superarse en la vida al lado de sus familiares y demás la cual tiene una edad de 30 años, es casada con un grado de escolaridad primaria incompleto cursado hasta el tercer grado. Ella es madre de un hijo el cual estudia en la escuela de la comunidad y vive con ellos. Ella se dedica a la siembra, cultivo y venta de café desde hace más de 8 años siendo sus padres quienes le enseñaran a trabajar, mismos que le heredaron la tierra que hoy día trabaja siendo sus clientes los vecinos de las zonas aledañas, intermediarios entre otros en donde ella vive. A su lugar de trabajo se desplaza en vestía, o caminando aproximadamente a una hora con cuarenta minutos de donde ella vive siendo ella y su esposo los únicos involucrados en el desarrollo de esta actividad.
Ella sueña con ser la mayor productora de la zona manteniendo sus cultivos al 100% haciendo de su propiedad un atractivo para sus clientes como también poder aperturar una carretera que ayude a tener un acceso más fácil que el cruce de terreno áspero. Por lo que hoy en día ella ha solicitado financiamiento para invertir en la compra de fertilizantes, abono, foliares, etc. para preparar su producto de una mejor y más segura forma para la próxima cosecha.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 39
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $750 helped Karla Patricia to purchase agricultural inputs to apply to protect her coffee crops.
19% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 14, 2013
Listed
Nov 21, 2013
Currency Exchange Loss:
Possible