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Sandra Cristina

Update on Sandra Cristina

Young Sandra is 24 years old. She is a single mother of two girls. She studied up until 9th grade and then couldn't continue studying due to lack of economic resources. Since then she started working selling cosmetics, clothes and yuca with her mother, who has four children, one of which has passed away. She lives with her mother and other siblings.

Her mother found a partner who is now sick and she helps her mother financially so she can buy medicine. One of Sandra's children will graduate from kindergarten and the other one is not studying. The young girl suffers with a disease which causes her great pain in her joints.

Sandra has made a living for the past four years selling women's and men's clothing. She learnt this from her mother. She decided to make a living in this activity as she has to provide for her daughters, as their father does not contribute much money and she doesn't have any other type of business activity which can provide income to the household. Her business is itinerant. She doesn't have a stall as she feels she can sell more by going from house to house. She doesn't have a fixed timetable and no-one else in her family helps out.

The loan she is requesting is to buy paint for her house and rent some tables for her daughters graduation which they will celebrate in her house. The other part of the loan she will invest in her clothing business. She wants to buy new styles of clothing for her customers.

The need which will be covered is to celebrate her daughter's kindergarten graduation and to buy products to sell.

Her dream is to be able to have a quiet place to live where no-one will bother them and where her daughters can study and become professionals, as well as allowing the young girl to overcome her illness.
View original language description ↓
La joven Sandra de 24 años de edad, es madre soltera de dos niñas, sus estudios los realizo hasta 9° grado, el motivo por el cual, no pudo seguir estudiando es por falta de recurso económico; desde entonces ella comenzó a trabajar en la venta de cosméticos, ropa y yuca con fresco junto a su madre, ella tiene cuatro hermanos uno de ellos ya falleció. Ella vive junto a su madre y sus otros hermanos.

La madre de ella se acompaño y hoy en día el señor esta enfermo y ella le ayuda a su madre económicamente para las medicinas. una de las hijas de Sandra, se graduara de kinder y la otra no esta estudiando; la pequeña párese de una enfermedad, que le produce un dolor muy fuerte en las articulaciones.

Sandra se dedica a la venta de ropa para hombre y mujer, desde hace 4 años; esto lo aprendió por su madre. Ella decidió dedicarse a la venta, por que tiene que mantener a sus hijas, ya que el padre de ellas no le aporta mucho dinero y no posee otro tipo de actividad que pueda generar ingresos a la casa, el negocio de ella es ambulante no posee un puesto, ya que ella siente que vende mas vendiendo en casa por casa. Ella no tiene un horario de trabajo y no se involucra ninguna persona de su familia.

El préstamo que esta solicitando, es para comprar pintura para la casa y alquilar unas mesas para la graduación de la hija, que celebrara en su casa y la otra parte lo invertirá en el negocio de ropa; ya que ella piensa comprar ropa de nuevos estilos para los clientes.

La necesidad que sera satisfecha, es el poder celebrarle la graduación de kinder a su hija y poder comprar producto para la venta.

El sueño que tiene ella, es lograr tener un lugar donde poder vivir tranquilamente, sin que nadie las moleste y que sus hijas puedan estudiar y llegar hacer unas profesionales, a demás que la chiquita se recupere de la enfermedad que tiene.

Previous Loan Details

Sandra, 24, lives with a partner and has 2 children. She is in charge of the housework, and she also has a business selling beverages, manioc, and clothing in the street. Her husband works in the national police force. In order to buy clothing and products to make the food that she sells, she ... More from Sandra Cristina's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 469
    View loans »
    El Salvador Loans Fundraising
  • $23,276,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sandra Cristina to buy paint for her house and rent some tables for her daughters graduation which they will celebrate in her house. The other part of the loan she will invest in her clothing business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 21, 2013
Listed
Nov 21, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014