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Luisa Verónica
Luisa is a Primary school teacher who gives classes in the community in which she lives. She is the single mother of three children to whom she gives total support in their education.

Luisa has the urgent need to construct dividing walls and replace the zinc roofing on her house. So she visited the Ceprodel offices to benefit from a loan and carry out her plans. She will use the loan to buy zinc sheeting, wood beams, bricks, cement, sand, gravel and re-bar. In this way she will improve her conditions and standard of living. She is grateful to Ceprodel for this opportunity to fulfill her dream.
View original language description ↓
La señora Luisa es maestra de educación primaria, impartiendo clases en un colegio de la comunidad donde habita, es madre soltera con 3 hijos a los que le brinda todo el apoyo en su educación, esta señora presenta una necesidad urgente como es la construcción de divisiones de cuartos y cambio de zinc del techo por eso visito las oficinas de ceprodel para ser beneficiada con un financiamiento y poder lograr el objetivo planteado, ya que el mismo será utilizado en la compra de materiales de construcción como: Zinc, perlines estándar, ladrillos cemento arena, piedrín, hierro corrugado y de esta manera mejorara sus condiciones y nivel de vida, agradeciéndole a ceprodel por la oportunidad de realizar su sueño

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,053,975
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Luisa Verónica to buy construction material like zinc sheeting, wooden beams, bricks, cement, sand, gravel and re-bar.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 20, 2013
Currency Exchange Loss:
Nov 17, 2014