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Melissa
Melissa is 22 years old. She owns a hairdressing salon, which she started three years ago after she finished a training program in a beauty school. Her sister-in-law trained to be a manicurist and pedicurist, and when she finished her training at the same time as Melissa, they decided to join together to start their own business venture. Today they provide beauty and hair treatments in their shop such as straightening, dyeing, highlighting, manicures and pedicures. Melissa and her sister-in-law buy their supplies from distributors in order to get wholesale prices, which they say are very competitive. Their main customers are neighbors and friends who, little by little, have referred many more people to them.

This is Melissa’s fist loan with Kiva and the field partner. She will use it to buy hairdressing supplies and an air conditioner. She says that the air conditioner will make her customers more comfortable while waiting to be helped, because the shop is located in a hot, humid area on the edge of the sea. Melissa says that her customers are kind and full of life, and that she has to take care of them well.
View original language description ↓
Melissa de 22 años de edad, es propietaria de un salón de peluquería, negocio que inició desde hace 3 años, una vez hubo realizado estudios técnicos, en una academia de belleza. Ella y su cuñada quien también estudió pedicure y manicure, cuando terminaron simultáneamente, decidieron unirse para emprender su propia aventura emprendedora. Hoy ofrecen servicios de mejoramiento capilar, alisados, peinados, tinturado, pedicure, manicure, directamente en su local, comprando sus insumos a mayoristas, para lograr precios que al por mayor, le resultan muy competitivos. Sus principales clientes son sus vecinos y amigos, que poco a poco han ido refiriendo mucha mas clientela. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará un aire acondicionado, y productos de peluquería, con lo que mejorarán la comodidad de sus clientes, pues ofrecerían un mejor clima cuando estos esperan ser atendidos, en un municipio de tierra caliente, ubicado a orillas del mar y de gente con mucha calidez humana, a la que hay que ofrecer un buen servicio. .






Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 177
    View loans »
    Colombia Loans Fundraising
  • $12,868,250
    Funds lent in using Kiva
  • 1,932.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Melissa to buy an air conditioner and hairdressing supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2013
Listed
Nov 20, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014