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Gardenia Alejandrina
Gardenia is 45 years old. She is married to Hipólito, and has three children. Thanks to their hard work they have their own home. Their 11-year-old daughter lives with them and goes to school, while their two sons are now grown up and independent.

The family lives in Santo Domingo de los Tsachilas, a very commercial and productive city. It is also well-known because the people of the Tsáchila ethnic group live in this region of Ecuador, and so it receives visits from Ecuadorian and international tourists who want to learn more about the Tsáchila culture. Gardenia's husband Hipólito has worked for several years in the business of buying and selling scrap, and has been the household's main support. Little by little, with hard work they were able to help their children do well and become independent.

Gardenia too wanted to do something to improve their income, and so for the past three years she has worked selling cosmetics from catalogues. She is a very hard-working woman, and she has established customers who she visit every day. Her dream is to have her own shop, but for this she needs working capital to expand and improve her earnings.

Gardenia is now seeking a loan, which she will invest in buying more cosmetics, which are currently on special offer over the Christmas season. The income from selling these will be highly useful to her. She is very grateful to Fundación Alternativa and to Kiva for supporting her family and helping them improve their quality of life.
View original language description ↓
Gardenia es una mujer de 45 años, casada con Hipólito de, tiene tres hijos, gracias a su esfuerzo tienen casa propia, su niña de 11 aún vive con ellos y se encuentra estudiando sus dos hijos ya son mayores de edad e independientes.
Gardenia y su familia viven en Santo Domingo de los Tsachilas una ciudad muy comercial y productiva, conocida también porque en esta provincia habita la etnia Tsáchila que son nativos de la región perteneciente a Ecuador; en este lugar se reciben visitan de turistas nacionales e internacionales que quieren conocer un poco más de la cultura Tsáchila. Su esposo Hipólito trabaja en el comercio de compra y venta de chatarra ya varios años, ha sido el sustento de su hogar, poco a poco pudieron sacar con esfuerzo adelante a sus hijos los cuales ya son independientes.
Gardenia también quiso mejorar sus ingresos, por eso hace 3 años se dedica a la venta de cosméticos de revistas, ella es una mujer muy trabajadora, cuentan con clientela fija a quien visita todos los días, su sueño es contar con su propio local pero para eso necesita de capital de trabajo para crecer y obtener más ganancias,
Ahora Gardenia solicita un crédito el cual lo invertirá en compra de más cosméticos que se encuentran en oferta por la temporada navideña estos ingresos le brindaran una mejor utilidad, agradece mucho a Fundación Alternativa y a Kiva que han sido quienes les apoyan y ayudan a mejor su calidad de vida.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

Tags

About Ecuador

  • $10,200
    Average annual income
  • 56
    View loans »
    Ecuador Loans Fundraising
  • $23,889,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Gardenia Alejandrina to buy cosmetics at seasonal prices.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2013
Listed
Dec 2, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014