Godfred A. is a 33 year old businessman and the father of two kids who are currently in school. He owns a stationery shop and sells items like printed books, writing pads, pens, flip papers, etc. He has been in business for the past four years. Godfred says the sale of stationery stock moves very fast because many school kids buy from his shop. He needs the loan to enable him re-stock his shop for improved sales. He believes the loan will allow him to purchase more in order to grow his business. He belongs to the community group called Adomako Trust Group. In this group, Members agree to guarantee for each other as social collateral to repay the loan.