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Herbert is 30 years old and lives in the town of Kasese in the region of Uganda. He is married and has two children, both currently in school. For the past four years, Herbert has been working hard to manage his photo studio, which deals in still photos and photocopies.

To help expand his business, Herbert has requested a loan of UGX 3,000,000 from BRAC Uganda. The loan will be used to purchase more papers that will be used in photo copy, and will help Herbert to generate greater profits and help in paying school fees for his children. Herbert hopes that in the future he will be able to increase more inventory.

Herbert is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Herbert who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 235
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,515.0
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,200 helped Herbert to purchase more paper that will be used to photocopy.
94% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 28, 2013
Currency Exchange Loss:
Apr 28, 2015