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Yom is 38 years old and a mother of four dependent children. She is a local farmer originally from Kampong Cham province.

To support her family, she grows rice on one hectare and raise pigs as the main source of income. After 13 years' engagement in her current business, she now can earn about USD 6 per day.

Though never before with VisionFund (Kiva’s partner), she has applied for an education loan to pay school fees for her son. She hopes that her son can get a good job in the Information Technology industry after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 225
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,925 helped Yom to pay school fees for her son.
18% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 18, 2013
Currency Exchange Loss: