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Veronico is 49 years old and lives in Eastern Poblacion, Lopez Jaena, Misamis Occidental. He is married with three children.

Veronico has a bake shop that sells and delivers a variety of sorts of bread. He has had this business for 15 years. He requested a loan to purchase additional flour, sugar, milk and other ingredients for bread-making.

Veronico has been a member of PMPC for four years. In the future, Veronico hopes to have another branch of his bake shop.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 2095
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Veronico to purchase flour, sugar, milk and other ingredients for bread-making.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 18, 2013
Currency Exchange Loss:
May 18, 2014