Margaret T. is 36 years old and married with two kids. She runs a grocery shop in her neighborhood and sells items like rice, sugar, vegetable oil, bottled water, canned foods, peanuts, evaporated milk, etc. She needs the loan to enable her to re-stock her shop with more bags of rice and sugar, cartons of evaporated milk, cartons of vegetable oil etc to scale up sales. She is hopeful that she will be able to raise enough income to sponsor her kids' education. She belongs to the community group called Proverb Trust Group. In this group, members guarantee for one another as social collateral to repay the loan. Her photograph was taken when her group was having a meeting. She would be thankful for that support.