Mr. Eng C., 64, is a farmer who grows rice as well as being a construction worker. He can earn up to about US $3.00 per day. He lives in Compong Kdei Commune, Siem Reap Province. His wife, Mrs. Hem Lab is 58 years old and a Khmer cake and desert seller and earns about US $2.50 per day. They both have three children, all of whom are married. One lives in the family home with her husband, whilst the other lives away. Currently, it is the rice growing season and Eng is now requesting a loan of $500 to spend on their farming business (to buy things such as fertilizer). The remainder of the loan he will use for his wife business making Khmer cake and deserts. The loan will support their investments to increase their income. Eng's wife is in picture because Eng is unavailable.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.