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Benjamin is 40-years-old and lives with his wife and children in their own home. He makes his living cultivating corn and rice. He has worked in agriculture for two years which have given him a lot of experience that allows him to get the best crops. He sells his harvests in the markets around his community and his has many customers who prefer his products' quality, good prices, and above all, the good service he gives. He needs to invest in planting so he requested a loan that allows him to buy seeds, fertilizer, manure, insecticides, herbicides, etc. Benjamin has good references for his capability to repay from his acquaintances. He is very responsible and ensures he can pay off the debt within the prescribed period. He hopes to improve his household's economic security.
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Benjamín de 40 años de edad vive junto a su esposa y sus hijos en casa propia, él se dedica al cultivo de maíz y arroz, tiene 2 años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercializa en los alrededores de la comunidad, ya tiene mucha clientela que lo prefieren por la calidad, los buenos precios y sobre todo por el buen servicio; él necesita invertir en la siembra por eso le solicita un crédito que le permita comprar semillas, abono, fertilizantes, insecticida, herbicida, etc. Benjamín tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 706
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Benjamin to purchase seeds, manure, fertilizers, and more for his corn and rice crops.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Oct 21, 2013
Nov 19, 2013
Currency Exchange Loss:
Dec 19, 2013