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Flor Idalia

Update on Flor Idalia

Flor is 32 years old and lives in her own home with her husband and two children. She has been raising cucumbers for five years and also sells beauty products. Between what she and her husband earn, they are able to cover the household expenses. Flor is asking for a loan to buy compost, fertilizer, blight control, etc. so that she can continue raising crops, improve her earnings, and provide a better quality of life for her family.
View original language description ↓
Flor de 32 años de edad vive en casa propia con su esposo y sus dos hijos, desde hace 5 años se dedica al cultivo de pepino, adicional a eso también vende productos de belleza, con lo que obtiene de su trabajo y con la ayuda de su esposo logran cubrir los gastos de su hogar, Flor esta solicitando un crédito para la compra de abonos, fertilizantes, controles de plagas, etc. para seguir con sus cultivos, y así obtener mejores ganancias para darle a su familia una mejor calidad de vida.

Previous Loan Details

Flor Idalia, 29, is a very responsible young mother who is dedicated to the well-being of her household. She lives with her husband and two children in her own house. Flor works selling different brands of beauty and personal products, which she sells via catalogues as a street vendor. Flor... More from Flor Idalia's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 447
    View loans »
    El Salvador Loans Fundraising
  • $23,269,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Flor Idalia to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 18, 2013
Listed
Nov 20, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013