Carmen is a determined woman. She is 46 years old, single, with one dependent child. She has a small general store, and also sells clothing and electrical goods. For the last seven years she has sold both in the free trade zone and from her home.
She has been a client of the institution for three years, and is seeking this loan in order to buy stock of basic grains like rice, sugar, oil, soap, detergent, bleach, toilet paper, notebooks, candy, dairy products, sodas, perishable goods, blouses, shirts, trousers, shorts, skirts, sports shirts, etc.
Carmen es una mujer luchadora de 46 años de edad, soltera, con un hijo bajo su cargo, su negocio es una pulpería, venta de ropa, electrodomésticos, los comercializa en la zona franca y en su domicilio desde hace 7 años. Tiene de ser cliente de la institución 3 años, el crédito lo está solicitando para la compra de inventario de granos básicos como arroz, azúcar, aceite, jabón, ace, cloro, papel higiénico, cuadernos, golosinas, productos lácteos, gaseosas, productos perecederos, blusas, camisas, pantalones, shores, faldas, camisolas, etc.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.