Alba Luz says her only challenge is the increase in the cost of the supplies that she uses to care for her crops. This is why she is requesting a loan to purchase farm supplies that will help her protect her crops from plagues so that at the end of the season she will be able to obtain a good harvest. With this purchase, she plans to expand her crops, offer more to her customers, and generate more income for her family. Her dream is to be able to give her son a good education and a better quality of life.
Alba Luz ve como único desafío el incremento en los precios de los insumos que ella utiliza para asistir sus cultivos de hortalizas por lo que hoy en día solicita financiamiento para la compra de insumos agrícolas que ayudaran a mantener sus cultivos protegidos de plagas y al final de la temporada poder obtener una buena cosecha.
Con esta compra ella planea extender un poco más sus cultivos, ofrecer más a sus clientes y generar mayores ingresos para su familia ya que sus sueños son los de poder darle a su hijo una buena educación y una mejor calidad de vida.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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