He received a higher technical education. He teaches in one of the higher educational institutions in El Alto. His wife is also a teacher, but she teaches at a high school.
He is asking for this loan to buy construction material (sand, cement, plaster) since he will repair his home and also buy a new garage.
Juan's dream is to have a home that could provide a better standard of living for his family. This is the third time that he is applying for a loan with IMPRO and the first time with Kiva.
El estudio hasta el nivel tecnico superior, el trabaja como docente en una de las instituciones de educación superior de El alto. Su esposa tambien es profesora pero ella dicta clases en un colegio.
El crédito lo requiere para comprar material de construccion (arena, cemento, estuco) ya que realizara la refaccion de su casa ademas comprar un garaje nuevo.
El sueño de Juan es tener una casa donde pueda brindarle mayor comodidad de vida a su familia.
Es la tercera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid