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Luisa Del Carmen
Luisa is an outstanding woman. Besides giving classes as a Primary School teacher for the past 15 years, she is also the single mother of two children. She gives them all her love as she needs to be mother and father at the same time.

Luisa visited the Ceprodel offices to request a loan to make improvements on her home. She will use the loan to buy windows, doors, cement, a lock, wood and to pay for labor. These improvements will allow for better security and living conditions for her family.
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Luisa es una mujer ejemplar además de impartir clases como Docente de educación primaria con 15 años de laborar, es madre soltera con 2 hijos los que le da todo el amor que se merecen siendo madre y padre al mismo tiempo, esta señora visito a ceprodel para solicitar financiamiento para efectuar unas mejoras a su vivienda, el cual lo utilizaría para la compra de Puertas, Ventanas, Cemento, Cerradura, Perlin y Mano de Obra, ya que dichas mejoras le vendría a dar mayor seguridad y condiciones a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Luisa Del Carmen to buy doors, windows cement, a lock, wood and to pay for labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 18, 2013
Currency Exchange Loss:
Sep 18, 2014