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Ephys is a 55-year-old businessman and is married to Monica. Ephys has been in the transportation business for the past 15 years, with a monthly income of 60,000 KES, which he uses to support his family.

Ephys is applying for his third loan with KADET, after repaying the previous loans successfully. He will use the loan to service his vehicle. With the anticipated profits, he will improve the living standards of his family and repay his loan.

His hopes and dreams are to have a sustainable business.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.


About Kenya

  • $1,800
    Average annual income
  • 725
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 86.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Ephys to service his vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2013
Nov 17, 2013
Currency Exchange Loss:
Oct 20, 2014