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Artavazd is a 33-year-old farmer who lives in the village of Tsaghkunq, which is in the Gegharkunik region. He has a small, nice family - a daughter and a son. His wife does not work and she helps him in the farming activities very much. Artavazd owns a very rich and cute farm. It has four cows, three bulls, two calves, thirty sheep, fifteen lambs, and five piglets. The dairy-products and potatoes he cultivates, he sells through re-sellers, and the meat he sells to local butchers.

Artavazd, together with farming, also does construction work, and in this way he tries to enlarge his family income.
Artavazd asks for a loan of 1,000,000 Armenian Drams in order to buy a lot of fodder for his farm cattle, since he did not manage to collect any yet and is worried how his farm cattle will pass the upcoming winter months.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 405.4
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Artavazd to buy a lot of fodder for his farm cattle.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 17, 2013
Currency Exchange Loss: