Mrs N. thị Tình is 41 years old. She is seeking a loan of 3.186.000 VND to buy rice for retail and to raise pigs. She is married and has 4 children: 2 girls who are already married, 1 who is working and the youngest one is still in school. Her husband is responsible for the pigs. He is also a fisherman. Her family income is 120.000 VND to 150.000 VND a day. She likes SEDA program a lot because it gives her the opportunity to pay back in small payments. Her group is comprised of:
Mrs Nguyễn thị Tính, she is seeking 3.186.000 VND. She sells basic goods
Mrs Nguyễn thị Cảnh, she is seeking 3.186.000 VND. She sells rice
Mrs Nguyễn thị Chiên, she is seeking 3.186.000 VND. She's a sausage maker
Mrs Nguyễn thị Đức Ms, she is seeking 3.186.000 VND. She sells rice
chị N. thị Tình năm nay 41 tuổi Ms 01020028 chị vay mức 3.186.000 VND để buôn thóc và chăn nuôi lợn. vợ chồng chị sinh được 4 con, 2 con gái đi lấy chồng, 1 con đi làm và 1 con đang đi học. Chồng chị ngoài việc chăn nuôi, anh còn đi đánh bắt cá về bán.Vì vậy mức thu nhập của gia đình từ 120.000 VND đến 150.000 VND / ngày. Nên chị rất thích hình thức vay vốn này vì nó giúp chị có cơ hội trả dần. Trong nhóm chị có các thành viên sau :
chị Nguyễn thị Tính Ms 01020004 vay mức 3.186.000 VND để đi chợ
chị Nguyễn thị Cảnh Ms 01020063 vay mức 3.186.000 VND để đi chợ buôn thóc, gạo
chị Nguyễn thị Chiên Ms 01020064 vay mức 3.186.000 VND để sản xuất giò chả
chị Nguyễn thị Đức Ms 01020065 vay mức 3.186.000 VND để đi buôn thóc, gạo
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.