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Gagik lives in the Ddmashen village, which is in the Gegharkunik region. He lives with his wife, son, daughter-in-law, and three grandchildren. All of his family members are engaged in farming, and it is the only source of income for his family. They have cows, calves, piglets, horses, and chickens on their farm. They also cultivate potatoes on their plot of land.

The house in which his family lives has not been repaired for 20 years, and he wants to start repairing it. Gagik requests a loan for 200,000 AMD in order to install new windows in his house.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $13,984,325
    Funds lent in using Kiva
  • 405.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Gagik to install new windows in his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2013
Nov 17, 2013
Currency Exchange Loss:
Oct 17, 2014