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Lyova is 60 years old, and he lives in Vanadzor city in the Lori region.

Lyova has studied at the Vnadzor City College of Music the department of Dance and Culture. Now in his city he is a very famous and skilled master of dance. He works at the School of Dance as a choreographer. He has a lot of pupils, and some of them have taken part in different competitions in abroad, and they have taken Grand Prix.

Lyova is married and has a son, who works as a driver-deliverer. His wife does not work. Lyova wants repair their house and make it cleaner and brighter, since his son has decided to get married.

Lyova asks a loan of AMD 1,000,000 in order to repair his house and provide their new family member with more comfort.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Armenia

  • $6,300
    Average annual income
  • 110
    View loans »
    Armenia Loans Fundraising
  • $14,010,625
    Funds lent in using Kiva
  • 405.4
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Lyova to repair his house and make it brighter for his son's new bride.
46% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 21, 2013
Nov 17, 2013
Currency Exchange Loss: