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Josephine is 40 years old and lives in the town of Kigumba in the Hoima region of Uganda. she is a widow and has eight children. For the past three years, Josephine has been working hard to manage her furniture shop, where various furniture types are made.

To help expand her business, Josephine has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to increase her stock by buying more timber, pine wood and other materials, and will help Josephine to generate greater profits and to have enough supplies for the market. Josephine hopes that in the future she will be able to expand the business.

Josephine is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Josephine who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 218
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,520.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Josephine to increase her stock by buying more timber, pine wood and other materials.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 17, 2013
Currency Exchange Loss:
Apr 28, 2015