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Update on Trinh

Trinh is requesting a new loan to buy rice in bulk. This purchase will help her to better attract and satisfy her customers. Her previous loan enabled her to improve her business. She hopes that her new loan will assist her to increase the size of her store and increase sales, and will also help her to improve her living conditions.

Previous Loan Details

Trinh is 52 years old, married, and has two children. She lives with her family in a small house, in Ho Chi Minh City. Her husband earns income as a laborer in a nearby company. Trinh runs a business of selling rices, to earn a living. She started her business 22 years ago. She intends to tak... More from Trinh's previous loan »

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Vietnam

  • $5,600
    Average annual income
  • 96
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 21,177.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Trinh to buy a variety of different kinds of rices to resell to her customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 16, 2013
Currency Exchange Loss:
Aug 17, 2014
This photo was used before for a previous loan for Trinh. It was first posted on Kiva on Feb, 2013. Learn More