6 De Agosto Group
This loan will benefit small businesowners such as Celestina. She points out that this is the first time she has joined Pro Mujer, having been invited by friend who is a member of this institution. Currently she sells flowers and she says that she started this business of her own accord when she saw that this product was highly demanded in the market.
The loan Celestina is requesting is to buy more flowers from wholesalers in the city of El Alto and sell them from her stall. This kind of job allows her to obtain more income to support her family. She is married and has two kids. When asked what she likes about Pro Mujer she says that she likes that the members of the group can save money.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Celestina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de flores; da a conocer que este negocio aprendió por iniciativa propia hace varios años, al observar que este producto se vendía con amplia solicitud en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de flores) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que se realizan en el grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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