Estrellas De Cristo Ii Group
The loan they are taking out will benefit small business owners, including Antonia. She says that this is the fifth year that she is a member of Pro Mujer, having been invited to join by a friend who is a member of the institution. Currently, Antonia has a store that sells construction materials. She launched this business alongside her husband, as he was familiar with this type of work and decided to invest capital in this account.
Antonia is taking out this loan to raise capital to buy plaster from wholesale vendors in the city of La Paz. Subsequently, it will be sold in her retail space. This type of work will allow her to generate resources to take care of her family, as she is married and has four children.
When asked what she likes about Pro Mujer, Antonia responds that she likes the local health clinics.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Antonia es integrante, ella indica que es el quinto año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de material de construcción; da a conocer que este negocio lo emprendió conjuntamente su esposo, ya que él conocía esta área de trabajo y deciden invertir capital en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra de estuco) que adquirirá de las vendedoras mayoristas de la Ciudad de La Paz y posteriormente lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud por los consultorios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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