Rositas De Chejecucho Group
The businesses that the members of the community association carry out vary, but they include crocheting blankets, selling onions, and a neighborhood convenience store.
The loan they are taking out will benefit small business owners, including Olinda. She says this is the first time she’s joined Pro Mujer after receiving an invitation from her mother who is a member of that institution. She currently has an onion-selling business and she has mentioned that she learned the business from her parents, since she worked on the family farm as a girl. After marrying, she decided to set up an independent workspace.
The loan that she’s taking out now is to raise her capital (to buy onion seeds), which she’ll buy from wholesale vendors from Ciudad de El Alto. After the crop grows, she’ll sell it using her retail space. This kind of work helps her to generate an income to support her family, since she’s married with 3 children.
When asked what she likes about Pro Mujer, she responds that she likes the training area and the meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olinda es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de cebollas; da a conocer que este negocio aprendió de sus padres, ya que trabajo con ellos desde niña en el cultivo familiar, posteriormente a su matrimonio decide emprender su espacio de trabajo independiente.
El crédito que ahora sacará es para el aumento de capital (compra de semillas cebollas) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente al cultivo lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación y las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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