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Rita is a farmer from Dprapark village of the Gegharquniq region. She lives with her husband. Her husband works in the village local self governance body as a deputy head. He is the main breadwinner of the family. To assist her husband in earning a living, Rita is engaged in aviculture, beekeeping, and in cultivating beans, potatoes, grass, cherries, plums and apples. She sells the agricultural products in the local market, which is an important source of their income. The family has agricultural machinery, which needs to be renovated. With the help of the agricultural machinery, Rita’s agribusiness will function more efficiently and productively. A loan of 1500 USD will help her greatly and enable her to renovate the agricultural machinery. Rita relies highly on the goodwill of the lenders and will be very grateful to them for their help in collecting the needed amount of the loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Rita to renovate agricultural machinery.
86% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 1, 2013
Nov 16, 2013
Currency Exchange Loss: