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Karine is an experienced farmer from Dashtavan village of Ararat region. She lives with her husband. Both of them are extensively engaged in agricultural business to be able to take care of their needs. For more than 20 years, they have been engaged in the cultivation of potatoes. Karine and her husband sell the agricultural produce in the local market, and that is the only source of their income.

Karine's agricultural business currently needs some investments in order for it to function in a sustainable way, and to be productive. A loan of USD 2500 will be a huge help to this hard-working woman and her family, enabling her to buy potato seeds and to renovate the greenhouses.

Karine and her husband greatly rely on the goodwill of the lenders and will appreciate their support in collecting the needed amount of the loan to maintain and develop their agricultural business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Karine to buy potato seeds and to renovate the greenhouses.
86% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 16, 2013
Currency Exchange Loss: