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Nicholas Kah
Nicholas's first loan in 2001 was for 15,000 CFA francs ($38), which he invested in his farm. Over the years, he has used other loans to expand his businesses and increase his income.

GHAPE, a small NGO in northwest Cameroon, has a policy of increasing loan size only when borrowers have shown they are responsible. As a long-standing member with an excellent repayment record, Nicholas has recently applied for a larger loan over 24 months. He intends to use this money to further invest in his farm. Some of his output will help feed his family; the rest, he will sell at market.

Nicholas is 58 and has two wives and eight children, two of whom still live at home with him. He says that previous GHAPE loans have been a great help in paying for his children's school fees and looking after their health.

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Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,192,800
    Funds lent in using Kiva
  • 449.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD