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Flavia is a single mother of four children and all her children go to school. She also takes care of additional family members (her younger brother). She has a retail shop and has been in this business for 10 years. She has applied for a loan of 1,000,000 Uganda shillings from MCDT-SACCO to buy more creates of soda, mineral water, boxes of packed juice and biscuits. She works at the market six days out of every week. She generates additional income from selling used clothes.

Flavia's major business challenges include seasonality and thieves. She is aspiring of owning a fully stocked retail shop and also buying a plot of land and building a house. She decided to join MCDT-SACCO because of low interest charged. She resides in a rented house and the family has access to electricity but not to piped water. Her monthly expenses includes school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 156
    View loans »
    Uganda Loans Fundraising
  • $28,677,475
    Funds lent in using Kiva
  • 2,515.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Flavia to buy more crates of soda, packed juice, boxes of mineral water and biscuits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Nov 16, 2013
Currency Exchange Loss:
Mar 17, 2014