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Sandra, 41, lives in a minority community in Kosovo. She is married and has three children. Sandra and her husband have operated a food shop business for more than 3 years in their community. They started with a small food shop and they have now managed to expand it. In addition, to earn more income for their family, her husband also works in agriculture, planting different vegetables and selling them in a market. They are a very happy family and very satisfied with their business.

Sandra is requesting a loan for the first time to purchase a showcase locker to store the food and to buy different foods for her market to better meet the needs of her customers from all communities. She hopes that the loan will assist her in increasing the size of her shop and improving her living conditions. Sandra's goal is to continue to expand her business. She is very happy for the financial support that KIVA lenders give her, because this way she is certain of making progress in her work.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 36
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Sandra to purchase a showcase locker for her food store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 15, 2013
Currency Exchange Loss:
Dec 17, 2014