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A farmer who resides in Sa Ang district of Kandal province, Ry is 43 years old, and a mother of four dependent children. For the sake of her family, she grows rice as the main source of income, and raises pigs for additional income. This business has returned her about US$8.10 per day.

Ry is a first time borrower with VisionFund (Kiva’s partner). She decided to apply for this loan in order to cover the tuition fees for her daughter who wants to pursue a bachelors degree in finance and banking. She hopes that this financial support will enable her daughter to finish her bachelors degree and get a good job.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,325 helped Ry to cover the tuition fees for her daughter, who is studying for a bachelors degree.
17% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Nov 15, 2013
Currency Exchange Loss: